The ski instructor
A ski instructor is a professional responsible for teaching different skiing techniques and disciplines. It is a sports educator holding the state patent; this one being delivered by the National School of ski and mountaineering.
Real estate loan insurance with aggravated professional risk
Loan insurance, also called death-disability insurance, aims to guarantee a loan by taking charge of its repayment to the bank in case of death, disability or incapacity for work of the borrower. In addition, he avoids the heirs of the borrower to recover the debt of the capital remaining due if he died. Previously imposed by the banks, the group insurance contract can today be replaced by an individual insurance taken out with the insurer of the choice of the borrower. The bank can not refuse a delegation of insurance when the outsourced contract has a level of guarantee equivalent to that of the group contract. By delegating your insurance, you can access the cheapest offer on the market that best fits your situation.
Ski Instructor: the difficulties you may encounter to make sure
Because it presents high risks for insurers, the profession of ski instructor can be excluded in many loan insurance contracts. So you will have to compete with different insurers to choose the one that offers a coverage formula tailored to the job you do. Be aware that by applying special conditions to your contract, the insurer will ask you to pay a premium.
Pay your loan insurance cheaper with a broker! Expert in negotiation of insurance loan, the broker can get you a tailor-made insurance at a very advantageous price.