The job of pruner
A pruner is a professional whose task is to limit or guide the development of a tree. The pruner can carry out different types of pruning: ornamental pruning, fruit pruning and silvicultural pruning.
Occupational Risk and Real Estate Loan Insurance
The purchase of a home loan is generally linked to that of a death and disability insurance. Indeed, the banks require it to guarantee the loan and thus guard against possible defaults. You should know that the bank will offer you its own loan insurance: the “group” contract (standard group insurance). However, you are free to subscribe to the loan insurance of your choice from an insurer external to the lender provided that the level of guarantee is at least equivalent to that of the group contract that is offered to you. Feel free to play the competition between insurers to get the cheapest mortgage insurance and the most efficient!
Loan Insurance: the problem related to the occupation of pruner
In many insurance contracts, the profession of pruner can be excluded: the insurer does not cover you. For loan insurance contracts that can cover you, special conditions and an increase of your contributions (surcharge) will be applied. It is therefore in your interest to take the time to compare several loan insurance contracts.
Get help from a broker specialized in loan insurance!
The broker can negotiate for you the cheapest insurance which will be most adapted to your situation!